PayPal Goods and Services Fee Calculator

• Goods and Services payments usually charge the seller a percentage plus a fixed fee
• US PayPal merchant G&S rate is listed by PayPal as 2.99% plus the applicable fixed currency fee
• Some checkout, invoice, Venmo, Pay Later, international, and currency-conversion flows can use different rates
• Use gross-up when you need to receive a target net amount after fees
• Always verify final pricing against PayPal's official country-specific fee page

Use Cases

Frequently Asked Questions

Who pays the PayPal Goods and Services fee?

For commercial Goods and Services payments, the seller or recipient usually pays the PayPal processing fee before the net amount reaches their balance.

What is the PayPal G&S fee in the US?

PayPal's US merchant-fee page lists Send/Receive Money for Goods and Services at 2.99% plus the applicable fixed currency fee. Other commercial flows such as PayPal Checkout, cards, Pay Later, QR, international, or currency conversion can differ.

How do I calculate PayPal G&S fees manually?

Multiply the payment amount by the percentage rate, then add the fixed fee for the currency. For example, with a 2.99% rate and $0.49 fixed fee, a $100 payment has a fee of $3.48 and a seller net of $96.52.

Can I make the buyer pay the G&S fee?

You can price your product or invoice to cover your costs, but PayPal and local rules may restrict adding a separate payment surcharge. Check PayPal's terms and local laws before adding separate fee lines.

Does international G&S cost more?

Usually yes. Cross-border payments and currency conversion can add extra fees on top of the domestic commercial transaction fee.